Financial Mistakes That Can you Repent 10 Years Later

1. Delaying for Saving
Ideally, everyone needs to save at least 30% of the total income each month. The savings could be used for an emergency fund or realize other financial targets. Waiting for the saving can be bad because it would delay the purpose of your life like a vacation, buy a house, even had a son.

2. Right to Pay Credit Card
Paying all your bills on time is a good thing that needs to be familiarized. Otherwise, the fines to be paid therefore can prevent you from achieving the financial targets that are more important, such as buying a house or retirement savings. If indeed you can not be a wise use of credit cards should close the account was temporary. 

3. Leaving Emergency Fund
We recommend that you prepare yourself for an emergency fund budget. Do not have an emergency fund can get you into trouble when the event is less fun happens suddenly. Reported Time, I suggest you save some spending money for eight months. The funds can be used to cover the costs of hospital or when affected by layoffs. 

4. Buy Vehicle Unreached
Not a few people who impose a luxury lifestyle. For example, by buying a vehicle that actually could not afford. As a result they pay by way of installments. It certainly should be avoided because of debt or installment too long will suck your money for more important things. 

5. Rethinking Retirement
Even though you are young there is no harm is already thinking about the old times. Pension funds would be better if it was collected from far-away days. By doing so, you will be calmer in the future

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6. Carefully Invest Less
Investing is also important for the future. For that, a lot of people who play the stock, bond, up mutual funds to develop savings. But do it that way with the right information. If the feeling is not understood correctly, please find out or ask for advice from the experts. Do not be fooled or even become a loss. 

7. Miscast insurance
Before choosing an insurance, you should think carefully about which species are most suitable and essential for your life. Not to select that interfere with the future. Like investing, consult your insurance options to those skilled

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